Benefits for people.
Clarity for business.
Your people are more than numbers on a benefits schedule. CITO Consult brings together healthcare, retirement and risk advisory so employers can make informed decisions with confidence.
Help with healthcare strategy, provider reviews and employee plan guidance.
A clearer path through complex benefits.
Four focused advisory areas make it easier to understand what CITO Consult can help you navigate.
View every serviceHealthcare consulting
Healthcare strategies, intermediary support, provider selection and member guidance.
Explore service ↗EXPERTISE / 02Retirement fund advisory
Fund design, strategy, contribution considerations and member communication.
Explore service ↗EXPERTISE / 03Group risk benefits
Advisory support around life, disability and critical illness group benefits.
Explore service ↗EXPERTISE / 04Member & administration
Benefit education, member engagement and administration review support.
Explore service ↗Good benefits work better together.
Healthcare plans, retirement arrangements and group risk cover should make sense as part of a wider employee benefits strategy — not as isolated decisions.
Less confusion.
More confidence.
From an initial conversation to ongoing engagement, the aim is always to make benefits easier to understand and manage.
Understand
Begin with the organisation, the workforce and the real questions that need answering.
Structure
Consider healthcare, retirement and risk arrangements in the context of your priorities.
Communicate
Help make complex benefit information more accessible to your employees.
Revisit
As needs change, take a fresh look at whether current arrangements remain suitable.
Advice should make the next decision clearer.
CITO Consult describes its approach as personalised and independent, with a focus on helping employers navigate decisions about employee benefits.
Based in Robertsham, Johannesburg, the consultancy states it works with clients across South Africa.
Use the Benefits Navigator ↗